Thanks again Sandi2.

I am sort of waiting on the "guilt trip" to begin, although it hasn't started yet. We have no kids, so she can't use that card, but she certainly loves her holidays & I'm sure it will start eating at her sooner or later. When I told her my decision she commented that she felt like the pressure was on. Maybe she's starting to realize that I'm serious about things & am not will to wait for everything to happen on her watch. I guess we'll wait and see.