Wow, RD, she's put you in a really awkward position. She's committed a crime and now you know about it. We can use other words to describe what she did, but it was illegal. And she sucked you into it just by telling you. Is there a way she can repay the money and come clean to her employer?
I do feel sorry for her that she felt so much pressure she came to that. But you've been offering money all along, she didn't have to stoop to that.
This is tricky. I wish you wisdom and patience RD.
