Thats some event .... I might be looking at this whole thing through a different set of glasses .... no .. no 2x4 from me but following your story and giving this some thought I thought I would share my viewpoint.
Recall that we all come here due to the hurt and pain, and we are told ... work on us, we are the prize? Well I see its evident that you indeed are the prize here. I will try to explain it the best I can ... maybe it will make sense .. I hope.
I too doubt this was a total accident, and it does say a bit about hww's character from where I stand ... keep in mind I have Jedi Mindreading ability. I would imagine she spotted you and has been thinking about any confrontation for some time, as the OM who 'stole' your husband .... at the core she must have thought it would be a possibility. All her actions to this point have tended to lead one to believe she is a very insecure person ... and with you ... you are the prize, you and your H had what she never will ... 20 years ... lets face it , her track record, the way she is , I doubt her relationships have lasted long .. so you are in the way, H already attempted to go back to you just when she thought she had him on lockdown. She knows H is not happy, miserable .. the happy times between them are gone so what better way to keep you away from her and her 'family' than to stage an even and hope to start laying the ground work for restraining orders.
Its the drama game Mighty ... you are above this .. do not let her suck you in .. but just smile that she is so threatened by you and so insecure and terrified that the simple "HomeWrecker" comment prompted her to run off to the police ... I mean WHO does that?