I understand you don't have your own money and can't ask H. Let me be more direct- are you telling me you don't have a friend in this world that will spring you a few hundred dollars for 3 divorce coaching sessions at this time in crisis? Which is more important, your discomfort asking for help or your M?
YBT - I have a different take on this. If you're married - it is your money too. And if you're not afraid of your husband then it is a question of you standing up for yourself. Something like - "H this isn't working for me - I understand that you are having a difficult time but I am as well. I am exhausted from looking after the house and children all day. I will be hiring a babysitter on X day so that I can attend to my health."
