Edz, we cross posted! But I think our thoughts were on a similar track there - great minds....or maybe just misspent time on the forum :-)

Thanks for your help x

T 13 M 7
Me 48 H 46
SS 15
BD 7.14 PA
D final 5.16 (H filed)

We receive & we lose, and must try to achieve gratitude & embrace with whole hearts whatever of life that remains after the losses - Dubus