I do think you do need to sloowww down. You're on a hyper-speed.
You don't need to review bills or break them down. Don't get ahead of yourself. Your W hasn't brought them up...right? Then don't shoot yourself in the foot.
Has your W filed for D yet? If no, then say nothing, do nothing.
Same with the house.
I think you're JUMPING to conclusions that a D is a foregone conclusion when there's no actual movement in that direction from W. She's all talk right now.