Alpha One, Alpha All #

[alpha99]

W and I have a mortgage on our house. The sad thing is we were overpaying and in 4.5 years at our rate of repayment would have cleared the mortgage off.

I can't afford to live there alone. Even if I could she would want to be bought out - meaning I would owe her £1,000s W wants to sell but hasn't mentioned anything about it in a few weeks. She wants the cash to fund her new life. I haven't mentioned anything about it in the hope that if things worked themselves out we could resume living there, or even sell up and move somewhere else 'together.'

Our overpayments mean we could go up to three years with incredibly low monthly mortgage repayments. With all other utilities turned off (bar council tax), the house will cost next to nothing to 'maintain' for the foreseeable future.

I think I will give it a few months tops to see how things are panning out. Worse case scenario would be I drag my feet too long, house still gets sold but we have next to no profit because we've eaten up the equity by 'underpaying.'

Throughout our M and time owning the house W has shown ZERO interest in anything bill wise.