I agree w/Bea, i.e., boring is good when it comes to the mlcer. A wild and drama filled ride isn't what it's cracked up to be.
I wouldn't be concerned too much about him seeking out better deals on the insurance. You know what you have and I'm sure you'll move forward w/your policy on your own. He's going to find out that it's not cheap out there on his own.
Oh, well...life sure isn't what he thought it would be.
Continue moving forward...you are doing great!
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
