Hi Bright - boring is good when it comes to MLC - an 'interesting' ride is not fun.

Yes, let your husband find his own car insurance Ha!!

They seem sure that every aspect of life is going to be better including a better deal on car insurance. Nothing we did could have been better.

I think we want and do not want contact - especially if they are not spewers. After all they were part of our lives for a long time, and from our perspective nothing changed - they did.