Hey Maybell...I can't tell you that the D won't impact your ability to hit all of your financial goals. It's the same as how you won't be able to hit your marital goals, your goals of having your kids grow up in a home with two parents together, etc. D is just SO devastating.
What I can say is to have some faith that things will work out. They will rarely work out the way YOU want them to, but they may work out in a way that you will be blessed with tremendous joy and happiness if you are open to it.
For all I know you'll be scratching along for a few years, then you'll meed a classy guy at an art show that turns out to captain an Alaskan cruise ship and has some money, pretty soon you'll be putting 100% of your income towards retirement and your children's college while you're whale watching and sipping champagne off the west coast.
I'd say put together a 3/6/12 month plan for now, and don't worry about the 5-10 year plan. Once the D is final, you have everything nailed down, etc, then things come in to focus a bit more and you'll be able to start looking ahead a bit. But TRUST that if you make good choices day by day the road will always open in front of you. Most importantly, you'll always know you did everything possible. For me that's worth more than a polaroid of a humpback anyway...
Me:38 XW:38 T:11 years M:8 years Kids: S14, D11, D7 BD/Move out day: 6/17/14, D final Dec 15