Maybell, I'll talk you down about college costs. Yes, it's expensive. But there are options if you start early. There are people who make their living by helping families figure out how to make college affordable and they give free seminars that are very helpful, and often give a free consultation as well. See if you can find one of these people and make a plan. You have a few years to put a strategy in place. It's not all about how much you have saved up.
One guy in my area is College Pete. Google that, and sign up for his newsletter. It will make you feel better and more in control.
