I'm so sorry things are difficult right now for you guys. Remember, this isn't over until you decide - okay?
Rzr in newcomers is at a similar point to you - early piecing and experiencing some problems. He's getting some advice from the Wonka/Starsky combo right now - so couldn't be in better hands. You may want to have a look at his thread.
Also, have you seen Sandi's thread on WWs? That also has some info that may be useful to you.
I dont have much else to offer right now other than (((Shodan)))
Take care my friend..
T 13 M 7 Me 48 H 46 SS 15 BD 7.14 PA D final 5.16 (H filed)
We receive & we lose, and must try to achieve gratitude & embrace with whole hearts whatever of life that remains after the losses - Dubus