That reads A-OK to me OD. I like the 'lets' instead of 'we need' - lets sounds suggestive and we need sounds instructive....all good.

Hope it is received well OD. I often think - whatever would our S's make of it if they knew our simple email had been redrafted 5 times with input from friends all over the world!

My H are in touch at the moment - working on a plan to divide our assets. I'm waiting for him to suggest a way forward later today - eek...

Take care OD (())

T 13 M 7
Me 48 H 46
SS 15
BD 7.14 PA
D final 5.16 (H filed)

We receive & we lose, and must try to achieve gratitude & embrace with whole hearts whatever of life that remains after the losses - Dubus