I think some Vet advice would be good before you have this 'talk' with your W. I wouldn't try and avoid it, but I certainly wouldn't initiate it if your W seems to have forgotten.
Your W may want to S and you may need to accept this and start making financial plans that will enable you to get a place of your own.
But before you have the talk, I think it's important for you to be clear about your approach, to review the validation techniques, and think about any key messages you want to convey.
I also think you need to think about this financial dependency on your W and get yourself to a position where you can support yourself, whatever she may decide.
Good luck, and I hope the Vets chime in too.
T 13 M 7 Me 48 H 46 SS 15 BD 7.14 PA D final 5.16 (H filed)
We receive & we lose, and must try to achieve gratitude & embrace with whole hearts whatever of life that remains after the losses - Dubus