It's still relatively early days in your sitch, and limbo is not necesarilly a bad thing right now. It does give some time for things to unfold and become clearer - and can be helpful if there's an OP involved too. Gives a little time for the gloss to wear off for them...
For me, I had an initial plan (stay with parents - 5 months) and then a new 6 month plan (rent a flat) but I do now need to look at longer term finances to stabilise my position. Because I recognise I'm here for the duration now, and I don't want to worry about money.
Without looking back, have you seen a L? That may be a good starting point, just to understand the options. Also, if you do take steps, you needn't feel 'that would be it' - you would just have separated your finances, nothing else...
T 13 M 7 Me 48 H 46 SS 15 BD 7.14 PA D final 5.16 (H filed)
We receive & we lose, and must try to achieve gratitude & embrace with whole hearts whatever of life that remains after the losses - Dubus