Okay, here is the plan so far: (going to post this and then I'llr espond to Mer in detail) 1) This Friday, since I get paid by personal check, I am going to get my husband to give me cash for it, and I am going to use it to open a checking account at our former bank. 2) I will let him know what exactly our bills are and WHEN exactly they are due, but I am going to hold onto the responsilibity for paying them right now. This means - I am going to decide on an amount for bill-paying that I can afford, and when it comes time to pay, I will ask him for the rest, and NOT apologise or feel guilty. 3) I will try to give him a few days' notice when I am going to need a contribution from him. 4) If he screws up and spends more than he has, I will NOT offer to take up the slack anymore, I will just accept the money from him. Somebody has to think about our financial future. 5) I am going to work on my OWN personal budgeting, and I will re-evaluate Plan 1.0 when I feel like I have my personal finances under better control. 6) I will give him a monthly run-down of what is going on with bills and ask for input or include him in the process in some way. 7) I won't say anything when he spends HIS money stupidly, as long as he is able to keep up with his portion of the expenses.
Can I just say I hate having to think of the money as HIS and MINE? I goes against everything I think marital finances should be, but that's the way it is, I guess. Let me know what you guys think of the plan. Myrrh
One moment of patience may ward off great disaster. One moment of impatience may ruin a whole life.