Thanks very much for your replies. I'm going to ring the L today and make an appointment. I've decided on three principles:

I don't want to file for D
I want to stabilise my finances for a good while (next few years)
I don't want to prejudice a future full financial settlement

I came into our R with substantial equity from the sale of my previous home. This was used as a 50% down payment for our main home, which we jointly own outright - no mortgage. My L has advised that this sum of money should be confirmed as a non-marital asset, as it was built purely out of my efforts prior to our R.

Ideally, I would like this to be acknowledged and that sum released for my use, without prejudicing any future settlement of our marital assets. It would enable me to buy a flat here, and not have to rent in the longer term.

This is what I would like to talk to the L about before I approach H. She may advise me to fully settle all £ matters now.....but we'll see what she says. And I want to understand the risks of not doing that. I'll keep you posted &Thanks again. T xx


T 13 M 7
Me 48 H 46
SS 15
BD 7.14 PA
D final 5.16 (H filed)

We receive & we lose, and must try to achieve gratitude & embrace with whole hearts whatever of life that remains after the losses - Dubus