I don't understand why you are so anti legal separaton. It is not a divorce but a dry run. I had to go that route becuase in California it was the only way to protect myself from the debts my WAH was/is wracking up. I am responsible for her debt and I did not want that to happen. I also don't want my credit to be ruined by her Bullchit which is in full force now.
It's not for everybody but sometime's its the right thing to do. Especially if you have children to protect.
