Dang - not the answer we were all hoping for. But at least now you have clarity and closure on that part of it.
I know finances are tight, and I'm the original no-debt frugal tightwad, but - if EVER there was a time to pull out the charge card and book a weekend away for you and a girlfriend (or you and the kids) this is IT. Maybe even just drive to spend the weekend at a friend's? Something. (Ok, from what I see on the news, driving - or even walking - may not be advisable back there right now. Maybe put on your crampons and go for a walk??lol).
At least go out for margaritas with your best girlfriend, or book a massage.
