u, Keep in control of yourself. That is all you can control. I know how hard this game is... I live it, too. You just have your plan(s) in place and focus on them. Change the banking situation, because, at the very least, she is bad with money, right? Start your own account, only in your name and put all the money you earn into that acct, even if you transfer some to a joint acct for her to pay bills with. Maybe you want to take over the bills entirely?