Thank you so much for sharing that. It's actually only listed as 90 days late on my credit report. During one of our R talks in December, WAW handed me the card and said, "This is in your name. I just paid it off." I'm having trouble even accessing the account at the moment, that's how little I knew about it. But I do think she actually paid it off in December. Last payment was in August. So late months were Sept, Oct & Nov.

Last edited by Card29; 01/15/15 09:44 PM.

Me 38, WAW 30
D11 (former marriage)
S2
T 8 years
M 3 years
BD 8/20/23
S 8/20/23