Card29 X - Let It Be

[Card29]

Skiing is pretty slim in the Ohio Valley area. We have a tiny hill in Paoli, IN (Paoli "Peaks") and a slightly less tiny hill in Lawrenceburg, IN (near Cincinnat - Perfect North Slopes). Someone from out west or the northeast would be bored immediately, but for us, they are as good as we could hope for

And thanks for sharing about your friend. I have no doubt that both WAW and myself will love D2 like crazy for all of our lives. I do believe D2 will be okay.



Okay, so my latest stress-inducer is my credit score. WAW always handled our finances. It was just never my role. So I never really paid attention. Well, now that I'm on my own, I looked up my credit score...it is complete garbage. Like, I don't think I could get a loan of any kind at this point. It is mainly due to two things: we missed my student loan payments the month D2 was born. There are several independent loans (all very small monthly payments, $7-11/mo), but each one dinged my score. So $70 total late, in one month, contributed a half dozen "late payments" to my score. That was almost 3 years ago. And apparently, our Target credit card, which WAW has had the last 6 months, was not paid for almost 4 months this fall. And I didn't know this until now, but it's in my name. She had the card, she spent the money, she didn't pay the bill, and now my credit score is almost on the lowest rung of the credit ladder. this Target card late payment is going to kill me for the next 7 years, apparently.