Hoju,
You can tell her you need time to decide if now is the right time to file. Ask for 2 weeks and settle for a week.
I agree with toots. When you do give her an answer it should be similar to "this is not what I want, but I respect your decision and will not stand in your way"

Regarding the finances: Smart move. If you have a LOT to lose financially, you might consider agreeing to file right now, that way she cannot change her mind. I don't know the exact numbers but your chances to R are about the same regardless of the status of the legal filing.

In my sitch I am pushing to file quickly because she has been making changes to our original agreement and I am trying to protect my finances and my 50-50 time split with the boys.
Once it gets filed she cannot make any more changes.


M42 W40
T17
M15
S13 S11
BD 7-14
A discovered 7-14
WAW moved out 10-3-14
D final 2-23-15