Maybell, I work in the real estate industry ( mortgage loans, more precisely) and I would suggest the following:
Check your state laws regarding marital property. I am pretty sure that even if you get the property deeded in your name only, he will have to sign the mortgage and in some states can still claim half the property.
I have no idea what your current income is, and it doesn't matter. Just know that the standard debt to income ratio right now is 43%. That means your mortgage payment plus taxes and insurance plus any other monthly debt paymentcannot be more than 43% of your gross income. Currently your mortgage payment cannot be more than 28% of your gross income.
Most lending insitutions require one year on the job, or at least a history of positive job changes.
I won't bore you with any other details or info but you can ask me if you want or need to know more.
M42 W40 T17 M15 S13 S11 BD 7-14 A discovered 7-14 WAW moved out 10-3-14 D final 2-23-15
