Mom will lend me the money to buy a car but I have to pay her back...at 1.5% lol. So I still have payments to make whether I borrow from her or finance. The car companies are actually offering 0%-1% in many cases now. I'm trying not to do something knee jerk, just because I've always had a car doesn't necessarily mean I need one. So far though, this year has suucked! My camera is in the shop, my car got scrapped, it's -10 t0 -20 C outside and I've got the freakin' flu...and two of the heaters in my apartment have died. I'm not in a great head space at the moment! Just feeling exhausted and a bit overwhelmed. When I feel vulnerable I want even less to rely on others 'cuz if they let me down I'm not as able to deal with it. You are right though, Rick, people in the helping profession are often the worst at asking for help. My doctor once told me "you people are worse than us doctors" lol. Oh well, another day of rest. I shall overcome...I always do...And go Packers!