SP: Yes - I have a written estimate but he seems to have lowballed a lot. The excavation, apparently, was more involved due to underground pipes and wires. The custom siding was nearly twice as much as estimated. And so it goes. I honestly don't think he did his homework very well.

But the builder and I had a long talk today and worked towards a mutual compromise. Not on the price - but on the payment terms. It WILL end up over $50,000 but we are going to slow down the work and not finish till May or June. I can then pay $3-4,000 a month for the next few months. Still difficult but not impossible.

And although this is Ryan's addition to his room and Ryan and I were paying for it - Josh just gave me a couple grand toward the sidewalk part of the project. This also greatly eases the burden. I never expected this. He just did it.

Stress is lifting.

Barb