So today my lawyer called as he reviewed our proposed agreement and thinks I am taking on too much of the debt still. One is a foreclosure from a home we had several years back that we tried to do a short sale and it fell through. H had hired a lawyer and was working on it but somewhere in the midst of him starting into MLC he let it lapse. And I wasn't paying close enough attention as I was working so much- it was already foreclosed before I could do something.
The interesting piece is that it's in his name only b/c I had too many school loans to be on the mortgage. My lawyer thinks I should give him the majority if not all of the debt. He's also worried if some is assigned to me they could come after me while I'm still paying IRS ( 2yrs).
So here's my issue- I'm taking the whole IRS debt- but mainly b/c I know I will pay it and that way it's under my control and gets done right. The mortgage I split 50/50 with him as far as liability. No my name wasn't on it but we bought it as a couple. Part of me gets really pi$&ed off about taking on such a large portion of the debt and then part of me thinks it's the tight thing to do as we bought it together and he doesn't gave the means to pay it back but I will after IRS.
I texted him to let him know the concerns and at first he said we should leave it as is, then said lets work on whatever is the best to be sure we can take care of kids and try to rebuild our own finances. I told him once I got more info from a foreclosure attorney in that state ( FL) we could talk more.
I contacted an attorney to see if there is any way to reduce the debt as they are holding us responsible for the full paid price plus interest and the house isn't even worth half that ( we bought during bubble and were moving during the real estate crash).
So I'm still not sure what I thinkif it all. He could have called an attorney like I did today and started working on this month's ago. But he is also an MLCer with the responsibility and concentration level of a 12 yr old. So I'm trying to just take care of it and if I can reduce the debt than we can talk about how we will split it.

So one little funny- H has the kids and posted on his FB that he was calling a Santa line where one could put people on naughty or nice list. He had it on speaker and pressed naughty list ( teasing the kids) and the second they asked for a name S8 shouts out his name. Haha he has no idea- thankfully!


Me 41 H 40
M 20 T 23
S 19,16, 8 D 13
BD1 dec 2012 not sure going to work
BD2 sep 2013 seeking a D
Filed oct 2013, D Feb 2015
Life is about daring greatly, about being in the arena- Brene Brown