As I posted earlier I have changed my tactics and today she text me about how she can not pay her rent, I have text her back to say she should find herself a man who will move in and pay her rent I love her but I'm not taking more of her crap
Not the best of responses to give.
I think it would have been better to just say something like, "Considering our situation, it's best if I decline from the position as your advisor".
It is not about what you feel should work in your M. It is about doing the work that gets the right results. Do what works!