daring, I'm sure you are very glad to have the IRS hearing behind you. At least now, you've got a good idea of what to expect and, i.e., installments, etc. I do hope that your h will step up to the plate and assist w/the payments once he's found another job.
How is your mother doing? What about you? Are you getting taking care of yourself?
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.