Signed off on Refinance papers this morning (STBX signed yesterday afternoon).
In order to make up for suddenly becoming a single income household , I needed 4 things:
1. Refinance (complete) 2. File taxes as Head of Household)- STBX has agreed to let me claim the kids so I can do this. 3. STBX needed to help out with daycare expenses for D3 (he will do this) 4. I need a 8% raise - still working on this one but feel confident I can make it happen in the next year.