Morning mozza (here anyway)

Good recap and I do like your reference list of success stories.

Something 25 said prompted this but I can't remember if I've seen a little list from you of what changes you need to make in yourself (and I'll set you the same scorecard challenge you set me). It might be a useful stock take for the start of a new thread


Both mid 30s, 2 young kids
BD 7sep14
XW moved on long ago, now living with OM1
D paperwork in progress