Yeah, relax and enjoy the night. Perhaps in the future you can involve d20 in the process of paying the monthly bills and setting up the budget, and you can help her learn how to budget her money too. An envelope system would be good for her.
As for her job, maybe she needs to list the pros and cons. Has she told you exactly why she doesn't like the job? Is it just that it's physical and dirty, or is something else going on? (I know my OCD son could never do it, he'd be too freaked out about the germs).