For you (female) lurkers, read up and learn! Gwen's the queen of boundary setting while being lovingly firm. And she's just a teeny DB baby. You know who you are...just initials (MB, C, RL). SHAME, SHAME!
Kidding aside...
Seriously, this is the way to go with firm boundary setting and protecting your financial well-being. MLC or not...H needs to hear this loud and clear.