With that said, she doesn't have a clue about money or transferring funds, or how to get a debit card for one of our savings accounts... She asked for me to help her. I had previously asked for her NOT to take out this loan since she did not need it and we could sell a few things to pay for any certifications she needs.
So let her learn -- with her own money. Trying to tell her what to do with funds that do NOT have your name tied to them is controlling and you come across more like you're her dad than her husband. Let her put on her BGPs and find her own way here, as long as it doesn't hurt you.
