Hello, B-V2. I'm sorry you're here, but it sounds like you're making pretty good progress.
You can write the letter if you want, but absolutely do NOT give it to her. I've only been on the boards a few months, but I've seen bunches of letters handed to estranged spouses but never, ever, ever seen them do any good whatsoever.
Of course if one of the vets you named above disagrees, go with their opinion.
I don't want to comment on the financial transaction because that's beyond my scope. But I would like to say I recognize how painful and final that must feel. Just remember that our feelings are very changeable and only reflect the truth of how we react to the situation, not the truth in total. There's a reason for the saying "nothing is sure but death and taxes."
Maybell: thank you very much for taking the time of posting in my thread and providing your opinions to my questions.
I am not familiar with your particular situation yet (I will read up), however being a total "noob" at the moment I doubt that I will be able to advice anybody yet in the weeks/months to come (apart from providing a general man's point of view, in case somebody request such for particular questions).
I'll take you up on not giving the letter even if I write one, as I was already doubting myself if such is a good idea at this stage.
Me:47 W:45 T:18 M:14 No children BD: Jun 2014 INILWY and want to divorce W filed Divorce: Jul 2014 W moved out: Aug 2014