Living the dream...one day at a time

[wishing, hoping]

Okay well I have hit a bit of a roadblock.

I am court ordered to refinance the marital credit card in my name only. J was supposed to take on $3000 of this card but weaseled out of it because he claimed he couldn't refinance the house if he took on this debt. So I agreed to not put anything in writing and to work the honor system with him. I knew I would more than likely never see this money.

My debt to income ratio is no longer an issue for me, but the amount of unsecured debt on the credit card is more than the bank will allow me to refinance. Ironically, the difference between what I can refinance and what I owe is $3000, the exact amount J was supposed to pay on the credit card. Isn't that a kick in the pants.

I have a snowball's chance in he!! of getting this money from J, and I have only myself to blame, so I am not complaining. I am just brushing myself off and gonna get this figured out. I have that amount in one of my IRAs, but I will take one heck of a penalty if I pull that money now.

One obstacle at a time. I can do this.

WH