Wife dropped the bomb; doing in house separation

[HopeTex]

She def wants to be primary parent. She is a very good mom, and that is her main priority. But I will push for 60/40 (me with 40). And I will stay close and push for geo restriction.

I think she sees me as a good dad. If she objects it will prob be based on "Our kids are too young, it is too unstable for them to have to move between houses so much." Personally I believe the inconvenience is outweighed by the benefits of having the dad be more involved in parenting the kids. Not sure how that debate usually plays out in Texas.

I could be wrong but I predict that she won't be able to afford to stay in the house like she wants. If she wants to stay in the house she needs to refinance in her own name and get me off the mortgage. Not sure how she can do that with no real income history for the past 7 years. But we'll see. If she can work that out that is great, would be nice for her and kids to be able to stay in house. I just don't plan to make that happen financially on my back, with her staying in the house while I can only afford an efficiency apartment.

Anyone have any experience with that situation? When is the D process does that issue come up?