My W has copies of my Proposals in her hands now, Refinance option, two home appraisals and a partial property division sheet.
I guess it is just a waiting game now till hopefully she agrees to the refinance after seeing the private appraisal I had done.
When I put this appraisal on the counter for her. I wrote a quick note.
W here is a copy of the private appraisal I had done to back up the bank one. I wanted to give it to you personally but I have not seen since Sunday night( I have been sleeping when she gets home). The reason I didn't mention it during our Sunday discussion is because you were getting upset with what I proposing about the refinance and didn't want to upset you further at that point.
All the figures are what I thought they would be when we talked about different options in Apr, May, Jun. I did this research because you asked me too. We finally have hit the threshold of debt to equity to make this possible. This what we had been working towards for about 3 years now and talking about for longer then that. I wish we could enjoy this moment together but things change and I understand that.
Take Care, Nit
She is upset the house is not worth more and is blaming me for not keeping up with it. She has a valid point but over the last year I have tried to do things that don't cost a lot of money but make our home a better place to live. I would love to do more but my L has advised me against at this point.
W keeps saying I told you to refinance 3 years ago. I said I tried but we had too much debt and WE agreed to start a program to reduce it and WE have.
I believe the W was in disbelief that this could or would ever happen and now that it is doable,she is upset because she is walking away.
This refinance would allow for many option for the both of us if we were still together and not S. I am careful not to tell W what these things are but I think she sees what could be and is stewing about it.
Did I do the right thing by including the note or should I have just left the Appraisal and no note?
Me 47/W 34 T 16 M 13 No kids BD 6/2013 W asked that I move out 6/2013 I moved back and W is upset with this 12/2013 separate beds not much talking Served D Complaint 5/2014 W moved out 9/27/2014
