Pulled the trigger. Had to borrow from my mom. But it could be worth it. It's easily the best thing I've ever gotten her.
if it is the best thing you've ever gotten her, then I'd say it's at least a decent reason for some debt.
Now and then in my life, I've broken down to borrow for something that felt very important, and b/c we are not big borrowers, that's a rare thing.
And it has paid off (meaning, it was indeed worth it). I'll cross my fingers and hope the same. At least you tried. And from now on, put some money aside.
Even 10-$20 now and then, you'd be surprised how that adds up. I put about 20-$40 away one year, and then part of a bonus, and a birthday gift from my mom, etc.
At the end of 18 months, I had almost enough to go to Italy, with my 3 kids. Yeah, seriously, I was so close to really being able to afford it, that my mom and aunt GAVE me the remaining $1000 for the trip and we all had a blast.
Best money I ever begged/borrowed saved and "glommed", for sure. And it never "hurt" to save it - b/c it was a little at a time. It was, believe it or not, FUN to save up for it.
Good luck!
M: 57 H: 60 M: 35 yrs S30,D28,D19 H off to Alaska 2006 Recon 7/07- 8/08 *2016* X = "ALASKA 2.0" GROUND HOG DAY I File D 10/16 OW DIV 2/26/2018 X marries OW 5/2016