Here's the deal: H & I never combined checking accounts b/c he believes that keeping our money separate will cause less probs. So, he earns 20% more than I do and pays about 30% of the bills. Make sense?
We both have just been paying on our own bills. We both have debt, a car payment (cheap-$150).
Subtract the utilities that we pay and excluding our debt/car pyment/etc., H has about $10000 more expendable money than I do a year.
H buys whatever he wants, eats out for lunch everyday. I struggle, pack my lunch a lot...
Last year we got mtn. bikes-his is a year newer and one upgrade. Now, we're looking for road bikes-he wants current year one upgrade. He calls and says he found one for me-last year's model, one downgrade from his. Ok, am I supposed to be happy about this? We've talked about this money sit., how I feel like we are not a "team." He decided that it was going to be this way; there was no discussion. When I have brought it up, he says that he thinks this way works and that if I were the one w/more money it wouldn't be a prob. Well, yeah! It's not that I WANT his money, but I would NEVER let him struggle if I made more money than he did.
So, what do I say? We are supposed to be saving for Las Vegas in September. I don't think I can "ask" for money. I don't know...I just don't know...I feel like writing him an email saying that I just can't do this right now and that if he wants to pursue this, than to go ahead. Does that sound guilt-inspiring? He may say, "i'll give you money at it will be an early bday present." uck...or, "if things were better, I'd help you more financially." uck again.
What do I do? I want to be able to keep up with him on the cycles b/c (well, i am competitive) he says that he needs to ride with people that he feels challenged with...and that he hates to leave me behind even tho I say "go ahead-bfd, you'll get back to the parking lot 15 min. before me..."