I know you're looking for Starsky's POV but fwiw, here's mine :-)

I don't see how fleshing out a contingency plan can HURT. It helps me gain confidence that I can handle things no matter what. And having that confidence helps ensure that if I'm going to continue to stand for my M I'm doing it for the right reasons (i.e., not just because I fear being on my own). It also prepares me in case H suddenly does approach me for D. Or if something I just can't tolerate happens and I decide I'm ready to file.

So it's notsomuch that I'm about to file for D but I'm ready if it comes up. And as we all know, things can turn on a dime in these sitches!

M: 42
H: 43
M: 8 years
S7 and D4
H has D19 and S25 from previous M
Bomb: 3/6/14 OW discovered, EA & PA
1st separation, 10 days, decided to reconcile & moved back in. Fail
2nd separation: 5/1/14