Yes, she knows. Her L told her so. Does she know what it means? Assuredly not.

And as I said to mutual friend who IM'd today... "when she finds out I didn't hide assets and she and her idiot friends pissed away her M because of that, what does she say? Whoops?"

But I know what will happen. We aren't broke by any means. But we have been overspending for years, and that trend will make us go broke. I told her we had to stop spending more than we earned. I put us on a cashflow neutral budget. At this point, she will see any assets as proof that I was lying - "you said we were broke and we aren't broke."

I think the 20 IQ point loss is generous.

D13 just caught a fish on her second cast. Not dinner. And then a whole round of apologies to the poor little fish. Kids these days... no sense of where food comes from...