You say "her" credit cards bills which makes it sound like the expenses are hers. Just because it has her name on it or she carries it, doesn't make it "her" debt, as you've explained.
If she's been a SAHM all these years, how is she suddenly supposed to pay family debts.
I think you did the right thing.
I posted this on your last thread and you didn't respond. Did I misread/misinterpret your earlier post on this subject that the things on the CC were family expenses?
If she filed, what did your response include? Have you legally separated finances and as of what date?
You can take the route that you make her pay it all and it can go in arrears and the court will find that it's debt incurred during the marriage and you will have to pay it.
Or she can go to her L and get it hammered out now, creating more expense. Is that really what you want?
There are (at least)2 aspects to marriage, the emotional and the business. Don't try to solve the emotional issues with the business/money part. Using money to try and teach her a lesson won't work. It won't make her respect you. You can't make anyone respect anything. You can scare the heck out of them, but that's not respect.
Me 57/H 58 M36 S 2.5yrs R 12/13
Let me give up the need to know why things happen as they do. I will never know and constant wondering is constant suffering. Caroline Myss