He doesn't want to give me any cash at all. He will take a major hit on his 401K if he does that
Ummm....if his 401k is so small that giving you $3k constitutes a "major hit", then his 401k isn't very important anyway, is it?
Do you think he would settle with you for $1500 if you said he has to give it to you now? He might jump at the "bargain", and at least then you'd have SOMETHING instead of nOTHING.
