What is my Next Move?

[Oxford1]

Seriously, no, she's responsible for her own debt.

Has your lawyer told you that?

Until you file I am not sure that is correct in our state.

Everything is 50/50.
If we divorce then she's responsible for her debt. Hence the reason they want this settlement agreement.
It obligates us to pay down the debt amicably .
It's going to be 66% me /33% her...

Hence why I don't want her to loose her job..