Re: insurance - you have some options. First - you could COBRA your current insurance - for 18 mos, or if you divorce, 36 mos. This however may be a more expensive option than:
Second - if your income is low you can apply through the Obamacare exchanges, you do not have to wait for open enrollment so long as you were insured within the last 30 days, I believe. You may be surprised at the subsidies for you if your income is low - might even be free for your kids.
Third - even if you don't qualify for the subsidy, you can get insurance through the Obamacare so long as it hasn't been longer than a certain time since your last insurance (I want to say 30 days but it might be more lenient).
As for the house going into foreclosure - time to make some unemotional financial decisions. Is there equity in the house? If so, it may be a better idea to sell and take the money, rather than foreclosure.
Do you want to keep the house? Is it a good financial deal to keep the house? (I.e. payments insurance maintenance and taxes not more than rent?) If the house is a good deal, could taking in a room mate help you to save it? If house is a bad deal and has no equity - stop making payments now and save the money for rent when they force you out (which can take a while).
