I'm not surprised that you've been cut off from the checking account. Did you set one up for yourself and take some money and move it over to the new account?
When was the last time your AC was serviced? Do you have a yearly contract on the AC for service, etc.?
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
