I must be nuts to still have hope

[RedHawk98]

I am 37, she is 32.
We have been married for 5 years. The first 4 very happily, no matter what our situation was.

The shared housing was a family deal that went sour. We bought the house from my parents, with my beother as a silent partner.
Before the ink was dry, my brother, his girlfriend and his dog moved in.
Our privacy was destroyed. They even insisted on the bedroom next to ours.
The house was a massive pressure on both of us. As it drained us of any cash we had.
There are no children. We planned to have them as soon as the two years that we agreed on with the house purchase was up, and we could sell as profit.

My parents dropped one 1/5 of the house's value so that both sons and our partners could have a good start in life from the profit.
The profit was less than expected and all we have done is clear debts that arose from separation.
Not a good situation at all.