I think Nit had a good suggestion. (Btw, thanks Nit for your kind words.).
I believe the less attention "you" draw to the fact you are working and providing for your family......the better. I believe I understand your need to hand her the money and tell her you are fulfilling your role as provider, but in all honesty, you will be setting yourself up to be shot down by her.
Another option would be to simply deposit it in the account used to pay household expenses. She will see the balance is more than expected and she may ask about it. Then you can play Mr. Cool and don't make a big deal over it (even though you want to jump up & down).
It is not about what you feel should work in your M. It is about doing the work that gets the right results. Do what works!