Do whatever is in YOUR best interests. It may be better to file now while he still has a job. Or it may be better to start stockpiling some secret stash of money. At least see an attorney and find out what your options are.
If you are close to ten years of marriage, drag things out to ten years so you can collect social security later on his earnings if need be.
I can't help but think that sitting around waiting on HIM to decide to file puts you at a disadvantage. Taking the bull by the horns and showing him you won't tolerate this disrespect will probably cause him to whine but also puts him on notice that he can't have it both ways.
